European alternatives to Visa/Mastercard

MB Way is a Portuguese interbank network payment system. It allows users to make instant transfers, payments, and generate MB Net cards for secure online shopping through their mobile phones.

BankAxept is the national payment system in Norway. It facilitates secure and efficient payments both online and in physical stores, allowing consumers to use their bank cards directly connected to their accounts.

Frances national card payment system that processes payment transactions independently of international networks like Visa/Mastercard, though many CB cards are co-branded.

Germanys domestic debit card system (formerly known as EC-Karte) that functions independently of Visa/Mastercard for domestic transactions.

Swiss mobile payment system backed by Swiss banks and SIX (Swiss financial infrastructure provider), allowing direct payments between bank accounts.

Dutch payment system that allows customers to pay online through their own bank, facilitating direct online transfers from bank accounts.

Belgiums national payment scheme for debit card payments and mobile payments, widely used across the country.

Bizum is a Spanish interbank payment solution that allows users to send and receive money through their mobile phones. It is integrated with the user's bank account, enabling instant transfers between individuals and payments at participating businesses.

Satispay is a mobile payment system that allows users to send and receive money directly between bank accounts. It aims to provide a secure and efficient alternative to traditional payment methods like credit cards. It's designed for both personal and business use, offering features for in-store and online payments.

Aircash is a digital wallet that allows users to make online and in-store payments, send and receive money, and manage their finances. It offers a prepaid Mastercard, which can be used anywhere Mastercard is accepted, and supports features like bill payments, mobile top-ups, and purchasing various digital products.

PagoBancomat is a debit card payment network widely used in Italy. It allows customers to make purchases at physical stores and online, as well as withdraw cash from ATMs throughout the country.

European digital wallet initiative that allows instant bank-to-bank transfers across participating European countries. Currently available in Belgium, France, and Germany with plans to expand across Europe.